Bethpage Credit Union

The Bethpage Credit Union specializes in the home loans you are looking for. With options like fixed rate mortgages, adjustable rate mortgages, and home loan relief programs, you will be able to afford the home of your dreams and not have to struggle with mortgage payments each month. Bethpage Credit Union offers low interest rates that are competitive with national interest rates. This means that they will save you more money each month.

Their interest rates are low which means you can pay off your loan faster, enjoy a vacation, or begin saving for your child’s education. It’s up to you. Bethpage Credit Union can help you make the right financial decisions for your future. 

Ask about one of their loans today!

Bethpage Credit Union Loan Options

• Fixed Rate Mortgage – Bethpage Credit Union offers fixed rate mortgages whose interest will not change over the life of the loan. They offer loan terms from 10, 15, 20, 30, or 40 years. Lock into a low monthly interest rate and never have to worry about surprise interest rate increases.  They also offer 30 yr. fixed rate mortgages with 97% financing.

• Adjustable Rate Mortgages – Bethpage Credit Union offers a wide variety of loans. Adjustable rate mortgages have interest rates that will fluctuate with current national interest rates. We offer fixed interest rates for 3years or 10 years. This will make monthly payments smaller so that you can pay your loan off faster. Their adjustment periods are as follows: 3/3, 3/1, 5/1, 7/1, and 10/1.

• Jumbo Loans – These loans are available to those who will need more than the standard cap home loan of $417,000. They offer 15 and 30yr. fixed rate mortgages and 1year adjustable year mortgages with adjustment period of 3/1 and 5/1.

• Home Loan Payment Relief – These loans are available to those whose combined family income is $125,000 or less. With a 3/1 option and a lifetime cap of 5%, these loans are perfect for those who just beginning their career or who are starting a family.

• FLEX 97 and No Cost Closing ARM are also available.

Bethpage Credit Union also offers other home loan programs such as home buyer’s assistance programs, expanded approval, no closing cost ARM, and others. If you are purchasing your first home or if you are rebuilding your credit and would like to invest in another home, there are many options to choose from. With the choice of home loan programs to choose from, you may need some assistance. Bethpage Credit Union has loan consultants that are ready to answer all of your questions and concerns.